```html Refund Policy | Anisha Saini
Payment Information

Refund Policy

Please review our payment and refund terms carefully before booking a session.

Effective Date: 17 October 2026

This Refund Policy applies to online sessions and other services provided by Anisha Saini. By completing a payment or booking a service, you acknowledge that you have read and understood this policy.

No Refund Policy

All payments are non-refundable. This includes session fees, advance payments, deposits, partial payments, and any other amounts paid for our services, except where a refund is required under applicable law.

1. All Payments Are Non-Refundable

Once a payment has been completed, it cannot be cancelled for a refund merely because you change your mind, no longer wish to participate, or decide not to use the service.

This policy applies to all payment amounts, including:

  • Full payments for sessions or services.
  • Advance payments and booking deposits.
  • Partial payments or instalments, where offered.
  • Payments made to reserve an appointment.
  • Any other amount paid toward our services.

2. Cancellations and Non-Attendance

If you cancel your appointment, fail to attend the scheduled session, join too late to complete the session, or decide not to proceed after booking, the amount paid will not be refunded.

Any rescheduling request is subject to availability and the applicable booking terms. Rescheduling does not automatically entitle you to a refund.

3. Incorrect or Duplicate Payments

If you believe you have been charged incorrectly or have made a duplicate payment, contact us at the email address below with your payment reference and relevant details. We will review the information and respond accordingly.

Any adjustment or refund in such circumstances will be handled in accordance with applicable law and the facts of the transaction.

4. Session Changes or Unavailability

If we need to change or reschedule a session, we may offer an alternative appointment, subject to availability. If a service cannot be provided and applicable law requires a refund or other remedy, the matter will be handled in accordance with that law.

5. Payment Processing

Payments may be processed through third-party payment providers. Processing times, transaction records, and payment confirmation may depend on the provider. We are not responsible for delays caused by a payment provider or banking institution, subject to our obligations under applicable law.

6. How to Contact Us

For questions about a payment or this Refund Policy, email us at: anishasankhala96@gmail.com

Please include your name, payment date, transaction reference, and a brief description of your query. Do not send your complete card number, password, PIN, or other confidential payment credentials.

7. Policy Updates

We may update this Refund Policy from time to time. Any revised version will be published on this page with an updated effective date. The version applicable to a transaction will be interpreted in accordance with applicable law.

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